Last updated: July 2026. This policy applies to 7amandrealtimecfo.com and all forms, tools and diagnostics hosted on it.
This website is operated by the Finance and Excel consultancy, creators of 7AM & Realtime CFO(TM), founded by Suraj Kumar Lohani and Shikha Kutariyar Lohani, based in Ghaziabad, Delhi NCR, India. For any privacy question, contact us at surajkumarlohani@gmail.com.
Depending on which form or tool you use, we may collect: your name, email address, phone number, country, company name, and any business information you choose to share with us (for example, in the free 5-Gap Financial Diagnostic Report or the Get in Touch form). We do not require you to share sensitive financial data (ledgers, ERP exports, bank statements) through any public form on this site.
If cookies are enabled (see Section 6), we may also collect basic, non-identifying analytics data such as which pages you visit, how long you stay, and general location (country/city level), to understand how the site is used.
We do not sell your personal data to any third party, and we do not use it for purposes beyond what is described here.
Form submissions are processed through a Google Apps Script Web App and stored in a Google Sheet, protected by Google's standard account security. If you become a client, additional business data you share for a Finance OS or 7AM & Realtime CFO(TM) engagement is handled under the confidentiality terms agreed as part of that specific engagement, separate from this website's general data collection.
Consistent with our stated Golden Rule ("authority through integrity, not secrecy"), we never publicly display client ledger screenshots, ERP screenshots, raw client reports, internal dashboards, or identifiable SKU or client data, under any circumstances, without explicit written permission.
This site uses a cookie consent banner. If you accept, we may load basic analytics cookies (such as Google Analytics) to understand site usage in aggregate. If you decline, no analytics cookies are set, and only strictly necessary technical cookies (if any) are used. You can change your choice at any time by clearing your browser's site data and reloading the page.
We use the following third-party services that may process data on our behalf: Google Apps Script / Google Sheets (form submissions), Google Analytics (only if cookies are accepted), and GitHub Pages (website hosting). We may also work with a trusted network of CA and CS partners for facilitated compliance services; data is shared with them only as needed for the specific service you have engaged us for.
Depending on your country of residence (including rights under the GDPR for visitors in the UK, Netherlands and the EU, and under India's Digital Personal Data Protection Act for visitors in India), you may have the right to access, correct, or request deletion of your personal data. To exercise any of these rights, email surajkumarlohani@gmail.com or message us on WhatsApp, and we will respond within a reasonable time.
We retain form submission data for as long as reasonably needed to respond to your enquiry or maintain our business records, or until you request deletion, whichever comes first.
This website and its services are intended for business use by adults. We do not knowingly collect personal data from children.
We may update this Privacy Policy from time to time as our tools, forms or legal obligations evolve. The "Last updated" date at the top of this page will reflect the most recent revision.
Questions about this policy can be sent to surajkumarlohani@gmail.com, via the Contact page, or on WhatsApp at +91-7011283542.
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