Suraj Kumar Lohani — Fractional CFO
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Not either/or

Choose the Right Service

Same system, different jobs. Compare the options and find the one that fits your stage.

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Not Either/Or

Periodic MIS & Reporting vs. Fractional CFO — different jobs, same system

One is the engine every business here runs on. The other is an optional senior voice you add when the stakes call for it. Most businesses need only the first. Some add the second.

Periodic MIS & Reporting — The Flagship

Timed clarity, every business needs this.

  • Runs on the cadence your business needs — scheduled automatically, or on demand
  • Cash, variance, inventory and working capital — the numbers, verified
  • Delivered on WhatsApp, Email, Slack, Telegram or Teams — no dashboard login
  • Monthly retainer, scales with your business from day one

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Fractional CFO — The Optional Layer

Senior judgment, added when the stakes are higher.

  • Engaged as needed — fundraising rounds, board meetings, lender talks
  • Interprets what the numbers mean for a specific high-stakes decision
  • A person in the room, not a message on a channel
  • Built on top of that visibility — not a substitute for it

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Built For Where You Are

CFO services for startups. CFO services for established companies.

Same finance discipline, applied differently depending on whether you're building the finance function from zero, or fixing one that's already carrying real weight.

CFO Services for Startups

Build the finance function before it becomes a fire.

Early-stage and growth-stage businesses rarely have a finance function yet — just an accountant closing books, and a founder guessing the rest. This is about putting the basic architecture in place before it's forced on you by a bad month.

  • Basic MIS and cash visibility from day one, not after a crisis
  • Investor-ready numbers before you're asked for them
  • Right-sized controls — enough structure, without slowing you down
CFO Services for Established Companies

Fix what scale already broke.

Established, multi-location or multi-entity businesses usually have a finance function — just one that's slower, more manual and less trustworthy than the business has outgrown. This is about finding where it's leaking and re-architecting it without disrupting operations.

  • Diagnostic first — find where the visibility gap actually is
  • Automation layered onto existing ERP, not a rip-and-replace
  • Fraud and leakage review using the Last Layer Approach™
Not Sure Which Service You Need?

Start with the free diagnostic — it tells you

Cash, inventory, costing or controls — the diagnostic ranks where your biggest visibility gap actually is, so you engage at the right layer, not the most expensive one.

Start the Free Diagnostic →

📄 Download the Company Profile (PDF) →

Delivered by a two-person team

Suraj diagnoses the financial problem: the blind spots, the rules and what the numbers must show. Shikha builds the data, Power BI, workflow and automation layer that makes the fix repeatable. Together: a working finance operating system, not a one-off report.

Meet Suraj and Shikha →  ·  Shikha’s services →

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